Which OPCF form is associated with driving other automobiles?

The OPCF 3 form is known as the "Use of Other Automobiles" endorsement. This endorsement allows a policyholder to be covered while driving vehicles that are not specifically listed on their personal auto insurance policy. It essentially extends the existing coverage to include the use of other vehicles, offering peace of mind to drivers who may borrow or rent cars.

In Ontario, it's essential for drivers to have appropriate coverage when they operate a vehicle, and the OPCF 3 form ensures that they are protected under their own insurance policy, even if they are driving a vehicle that is not theirs. This form is especially relevant for individuals who frequently find themselves using multiple vehicles and want to ensure they have adequate insurance coverage regardless of the car they are driving.

The other forms mentioned serve different purposes: the OPCF 2 relates to a different area of coverage, the OPCF 20 pertains to the use of a specific type of vehicle more commonly associated with commercial use, and the OPCF 35 is concerned with protecting against loss or damage to personal property while using a vehicle, which does not apply directly to the concept of driving other automobiles.