Which OPCF endorsement pertains to passengers being carried for pay?

The endorsement that specifically pertains to carrying passengers for pay is OPCF 6A. This endorsement is designed for situations where a vehicle is used to transport passengers in exchange for payment, which is often seen in the context of taxi services, ride-sharing, or limousine operations.

In Ontario, standard automobile insurance policies typically exclude or limit coverage for vehicles used for commercial purposes, including transporting passengers for hire. The OPCF 6A endorsement provides the necessary coverage to extend the policy's protection to include this type of activity, ensuring that both the driver and passengers are properly covered in the event of an accident.

This endorsement is critical for anyone who operates a vehicle for hire, as it helps to meet the insurance requirements stipulated by law while providing the necessary liability coverage to protect against claims arising from such an activity.