Which feature is associated with no fault insurance?

No fault insurance is designed to simplify the process of handling claims following an accident. The key characteristic of this system is that each party involved in an accident is compensated for their own injuries and losses by their respective insurance companies, regardless of who was at fault in the accident. This approach is intended to reduce the need for legal disputes or litigation, as individuals do not need to establish fault to receive benefits.

In jurisdictions with no fault insurance, the focus is on providing immediate compensation for medical expenses, rehabilitation, and any lost wages, rather than determining liability in each case. This system streamlines the claims process, promotes quicker recovery for injured parties, and can also help keep insurance costs lower over time by reducing the number of lawsuits and legal disputes that arise from accidents.

The other options do not align with the principles of no fault insurance, such as requiring the at-fault party's insurer to cover costs or necessitating court involvement for claims processing.