What should an insured do if they deny liability for a claim?

When an insured individual denies liability for a claim, the appropriate action to take is to notify their insurance company. This step is crucial because it allows the insurance provider to assess the situation, investigate the circumstances surrounding the claim, and determine how to proceed. Notifying the insurer helps to ensure that all relevant information is considered and that the insured’s rights are protected, as their insurance policy may include terms that require timely reporting of claims or incidents.

By informing the insurance company, the insured can initiate a claims process that may involve legal representation or negotiations. It also enables the insurer to provide guidance on the next steps and possible defenses available to the policyholder. This proactive communication is essential in managing potential legal and financial consequences associated with the claim.