What must an insured do within 90 days after a loss to their automobile?

An insured individual is required to submit proof of loss within 90 days after an automobile loss occurs. This proof typically includes documentation of the incident, details about the damages, and any other relevant information that supports the claim. This step is crucial in order to initiate the claims process with the insurer, as it allows the insurance company to assess the situation and determine the extent of coverage applicable to the loss.

Making necessary repairs, canceling the policy, or filing a police report, while potentially relevant actions in certain situations, do not fulfill the requirement for submitting formal proof of loss to the insurance provider. Ensuring that proof of loss is submitted promptly can significantly influence the efficiency and success of the claims process, which is why it is a mandated step within the specified timeframe.