What is the main purpose of the accident benefits coverage in Ontario?

The main purpose of accident benefits coverage in Ontario is to provide essential medical and rehabilitation benefits to individuals who sustain injuries as a result of automobile accidents. This coverage is designed to ensure that injured persons receive the necessary care and support to facilitate their recovery, regardless of who was at fault in the accident.

Accident benefits typically include a variety of services such as hospital care, rehabilitation therapies, and support for psychological treatment when needed. This aspect of insurance is crucial because it addresses the immediate health needs of the injured, promoting their recovery and ability to return to daily activities.

In emphasizing medical and rehabilitation benefits, Ontario’s insurance system recognizes that accidents can have significant health implications for individuals, requiring a comprehensive approach to care that encompasses both physical and mental health. By ensuring these benefits are available, the province aims to reduce the long-term impact of injuries on individuals and facilitate their return to work and normal life as soon as possible.