What does the "Government owned automobiles" coverage refer to?

The "Government owned automobiles" coverage specifically pertains to the OPCF 8 form under Ontario's auto insurance regulations. This endorsement provides coverage for vehicles that are owned by government entities, ensuring that they receive the appropriate insurance protection that reflects their status and use.

This endorsement typically extends to cover public service vehicles, including those used for municipal or governmental operations. The inclusion of this coverage is important for any insurance policy that encompasses vehicles operated under governmental authority, as it clarifies the specific protections and obligations that apply to these types of vehicles.

While other options refer to different endorsements such as OPCF 28A, which relates to the use of a vehicle for business purposes, OPCF 3, which deals with the extension of coverage to others using the insured’s vehicle, and OPCF 19, which generally pertains to the removal of certain limits, OPCF 8 is clearly designated for government-owned vehicles. Therefore, opting for OPCF 8 correctly identifies the specific coverage needed for government-owned automobiles.