What does OPCF 4B grant permission for?

OPCF 4B specifically refers to a type of endorsement in Ontario's automobile insurance policy that allows policyholders to have coverage for carrying paying passengers. This endorsement is important for individuals who are using their personal vehicle for ride-sharing or taxi services, ensuring that they are legally protected while operating their vehicle in this capacity.

This means that the primary purpose of the endorsement is to provide clarity and protection regarding the insurance coverage when using a vehicle to transport individuals for a fee. In contrast, carrying radioactive materials, driving training vehicles, or marine use of vehicles are not covered under this specific endorsement, instead having different regulatory and insurance requirements.