What combination of coverages does "All Perils" insurance include?

"All Perils" insurance is a comprehensive policy that provides extensive coverage for a vehicle. Specifically, it includes both collision and comprehensive coverages. Collision coverage protects against damage to your vehicle resulting from a collision with another vehicle or object, while comprehensive coverage protects against non-collision related incidents such as theft, vandalism, natural disasters, and other unforeseen events. This combination ensures that the policyholder is well-protected against a wide array of potential risks, making it one of the most inclusive insurance options available.

Other combinations do not provide the same level of coverage. For instance, liability primarily covers damages you may cause to others, without covering your own vehicle's damage in various situations, and personal injury addresses medical expenses rather than vehicle damage. Thus, the correct choice accurately reflects the nature and extent of coverage provided by "All Perils" insurance.