What can happen if an insured breaches statutory accident benefits?

When an insured breaches statutory accident benefits, the insurer can deny claims, but it's important to understand that some accident benefits may still be available. This means that if a breach occurs—such as failing to provide necessary documentation or not following specified procedures—the insurer has the right to scrutinize the claims being submitted. However, the breaching action does not automatically disqualify the insured from receiving all types of benefits.

Certain essential accident benefits are designed to provide support regardless of minor procedural breaches, as the system aims to ensure that those who genuinely need help after an accident still have access to necessary assistance. This creates a balance between enforcing compliance with the terms of the policy and ensuring that victims of automobile accidents can receive care and support. Thus, while the breach may impact specific claims, it does not result in a blanket denial of all accident benefits.