What benefit does accident benefits coverage provide?

Accident benefits coverage is designed to provide essential support for individuals who are injured in a car accident, regardless of who is at fault. This coverage includes compensation for medical expenses incurred due to the accident, which can encompass hospital bills, therapy costs, medications, and any necessary medical equipment. Additionally, it covers rehabilitation services that help individuals recover and regain their ability to perform daily activities and work.

Income replacement is another critical component of accident benefits, designed to provide financial assistance to those who are unable to work due to their injuries. This helps to alleviate the financial burden that can result from lost wages while the individual is recovering.

Overall, this coverage is a key aspect of Ontario's auto insurance system, ensuring that individuals have access to necessary medical care and financial support during their recovery process following an automobile accident.