OPCF 16 and 17 relate to which aspect of insurance?

The OPCF 16 and 17 endorse forms primarily relate to the suspension and reinstatement of coverage specific to automobile insurance policies. These forms allow policyholders to suspend their coverage when not using their vehicles, such as in the case of long-term storage or when a vehicle is temporarily out of service.

By suspending coverage, the insured avoids paying full premiums during the time the vehicle is not in use, while still retaining the ability to reinstate the policy when they are ready to drive again. This flexibility in managing coverage helps consumers manage their insurance costs in line with their actual vehicle usage, emphasizing the practical aspects of insurance management in Ontario.

Other aspects mentioned, such as passenger injury liability, are covered under different components of the policy and set out in other forms. Exclusions and premium adjustments are also governed by other policy provisions, rather than the specific provisions outlined in OPCF 16 and 17.