In which scenario do the tort determination rules not apply when determining fault?

In the context of tort determination rules, they are primarily applied to assess fault in scenarios involving collisions between vehicles. However, there are instances where these rules do not come into play. When damage involves only one vehicle, the situation typically falls under the framework of the driver’s own insurance policy rather than a tort-based evaluation involving multiple parties.

In these cases, the determination of fault does not rely on the tort rules because there is no other party against whom to seek recovery or allocation of fault. Instead, the driver may need to rely on their own collision coverage to handle the damages incurred without involving an external tort assessment.

This understanding highlights why the scenario of a single vehicle incident diverges from how tort rules would generally govern fault when multiple parties are involved.