Can drivers opt for higher limits in accident benefits coverage?

In Ontario, drivers can indeed opt for higher limits in accident benefits coverage, but this option comes at an additional cost. The standard accident benefits coverage is typically set by the province, but insurers offer the flexibility for policyholders to enhance their coverage by purchasing additional limits. This is an important feature of auto insurance in Ontario, as it allows individuals to tailor their coverage based on their personal financial circumstances and risk tolerance.

Having the option to increase coverage is particularly beneficial for those who want to ensure that they have sufficient financial support for medical expenses, income replacement, and other related costs in the event of an accident. This flexibility helps ensure that drivers can make informed decisions about their insurance tailored to their unique needs.